Dan Green, contributor

What is a mortgage refinance? How does refinancing work? Learn what it means to refinance your home and the three best reasons to refinance.

Is now a good time to refinance? Despite rising rates, many homeowners can still benefit from a mortgage refi.

Learn about 3% down payment mortgage options, including 3% down conventional loans and 3.5% down FHA loans.

The FHA Streamline Refinance is a quick and easy way to lower your FHA mortgage rate and monthly payment. See guidelines and eligibility here.

The Fannie Mae HomeReady loan helps low-income buyers get into a house with 3% down.

Learn how to calculate your loan-to-value ratio (LTV) and see what mortgage programs may be available to you. Mortgage rates available, too.

Compare FHA loans with 3.5% down vs. conventional loans with 3% down. Rates, requirements, credit score, eligibility, and benefits.

FHA loans are easier to qualify for than many other mortgages. Learn what's required for an FHA loan and when it's a good option.

Learn how to calculate your Debt-to-Income (DTI). See which mortgage programs and mortgage rates may be available to you.