Recent News

Is your home STILL underwater? You just got more time for a HARP refinance

The HARP refinance program, which allows homeowners to refinance with no equity or even negative equity, will expire at the end of 2018. If you have not yet refinanced through this plan, you have another year.

Best cash source if over 62: reverse mortgage or home equity loan?

What's better if you're 62 or over and need to cash in your home equity? A reverse mortgage, or a home equity loan or line of credit? It depends, and here's what you need to know.

Mortgage rates today, August 23, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

Offer letter loans: Get a mortgage while you’re in between jobs

Buying a home while you're in-between jobs, or waiting for your raise? Use the "Offer Letter" clause to get approved. Read more and connect with lenders.

How to buy a house with low income in 2017

You can buy a house with low income if you meet the guidelines for one or more of these mortgage programs. Here's how to do it.

Mortgage rates today, August 22, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

Does a low down payment make your offer weaker?

Does a low down payment affect a home seller's perception? Can a low down payment make it harder for your offers to be taken seriously?

My Home Didn’t Appraise For Its Purchase Price. Now What?

What to do when you home fails to appraise for its purchase price, or when your home appraisal is turned down because of loan-to-value (LTV).

Can Airbnb Wreck Your Refinance Mortgage?

A refinance mortgage, if you rent your property with Airbnb or another agency, may be harder to get or more costly. Here's why.

Mortgage rates today, August 21, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

Read This Before Borrowing From Your 401(k) To Purchase A Home

When buying a home, 401(k) retirement plans can be used to fund your downpayment. How this choice affects your finances, and a review of your other options.

Why You Should Shop Around When You Refinance

Fewer than 25% of mortgage consumers apply with more than one lender. Know these time-proven strategies to find the best loan and rate for you.

The mortgage offer in the mail: Should you accept?

It may seem pretty old school, but lenders will still send a mortgage offer through snail mail to connect with a targeted customer. Is it worth considering, or should you just put it in the "circular file?"

Heads up, homeowners: Mortgage rates hit lowest point since November!

Mortgage rates today have hit their lowest point since last year's election. If you bought a home after November 2016, you may have a great opportunity to refinance today.

Mortgage rates today, August 18, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

How will buying a new car affect your mortgage application?

Will buying a new car affect your mortgage application if you do it before your home loan closes? Only if you don't pay cash for the car.

Housing starts fall in July. When will home inventory catch up with demand?

Started homes dropped slightly in July, which doesn't help the home buyer's plight: not enough homes to buy.

Mortgage rates today, August 17, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

Rising house values prove real estate can be a smart investment

House values have risen at a nice clip, providing an excellent return for recent buyers. But there is still money on the table for tomorrow's buyers.

Mortgage rates today, August 16, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.