Recent News

All Signs Point To Record-Fast Home Sales In Summer 2017

Median Days on Market still ultra-low as homes sell in less than a week in many U.S. cities. "You snooze, you lose", as they say. Analysis and commentary.

The Single Mother’s Guide To Becoming A Homeowner

Single moms can sometimes have it rough trying to raise their children by themselves and pay the bills. But these mortgage programs can help them become homeowners.

Moving? Consider One Of The Nation’s Most Affordable Cities

Nationwide affordability is at historical highs. However, extremes exist. If you plan to move, consider potential income and housing prices.

Using FHA To Refinance When You Have Very Little Equity

Get access to today's ultra-low rates, no matter which type of loan you are refinancing. Even HARP-ineligible homeowners could use a standard FHA refinance.

How ARM Rates Help You Get More Home When Fixed Rates Keep Rising

Lower ARM rates can help you qualify for a bigger mortgage and a better house. ARMs can be fixed for up to ten years, so there is probably an ARM that minimizes your risk and saves you money.

Buyers Of New Homes Could Gain The Upper Hand In 2017

New construction homes are selling fast. But inventory is up, and builders plan to build even more in 2017. Could negotiation power shift to buyers?

Streamline Refinance – FHA Streamline Refinance Guidelines & Rates

Are you FHA Streamline Refinance eligible? Use this easy-to-follow format. Updated for newest changes to FHA MIP. Today's FHA rate quotes available.

Report: Home Values Are Now 7% Above 2007 Peak

Home values are up another 6 percent since last year, spurred by low mortgage rates and high buyer demand. Is it time to enter the market?

Mortgage Rates Could Be Locked In A “Downward Drift”

Current mortgage rates are floating sideways to lower in 2017 thus far. How low will they go this year?

Mortgage Closing: Why Does My Lender Want So Much Escrow Money?

At a mortgage closing, you typically pay mortgage costs and escrow

Will Rising Rates Make Home Buying Easier In 2017?

Mortgage rates are keeping homes affordable, but competition is fierce. Will raising rates cool the market and make home buying easier in 2017?

Do A Cash Out Refinance On Your Rental Property : 2017 Guidelines And Mortgage Rates

Rates are low, home prices are up, and lenders are loosening cash out refinance rental property guidelines. How to cash out a rental, putting the equity to work.

Existing Home Sales Unfazed By Rising Rates, Shockingly Low Home Inventory

Home supply is tight, but persistent buyers pushed existing home sales to a 10-year best in January. Is it time to start your home search?

Convertible HELOC Lets You Convert To A Fixed Rate

The convertible HELOC combines the flexibility of a HELOC with the stability of a fixed interest rate.

It’s Official: Home Buying Is Popular Again

Home values are rising, and buyers have decided homes are a good investment. Home purchases have dominated the market 2 straight years.

Bi-Weekly Mortgage Payment Programs: Will You Pay Your Mortgage Faster?

About the bi-weekly mortgage payment program, and whether it's an effective way to own your home faster. Analysis, plus today's live mortgage rates.

33 Months Straight: VA Mortgage Rates Are The Lowest

It pays to be a veteran. Using VA Benefits and the G.I. Bill, military borrowers get access to lower rates than the general U.S. population.

How To Find A Mortgage Lender And Avoid Borrower’s Remorse

If you want to find a mortgage lender with the best deal and service, you'll need to shop a bit and obtain several mortgage quotes. Compare various combinations of interest rate and costs until you find the one that's right for you.

How To Buy A Home In 2017 After A Short Sale

How soon can you buy a home after a short sale? That depends on the circumstances of the sale and the mortgage program you choose.

Are HOA Dues Making Real Estate Unaffordable?

HOA dues are an expense that can sink many loan applications and derail personal finances. This is especially true for first-time buyers and those with marginal finances.