Recent News

Mortgage Rates Today, March 6, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bondes price drop and rates increase. When the economy pulls back, interest rates tend to fall.

What’s With Mortgage Rates? Experts Offer Predictions For The Remainder of 2017

Where are mortgage rates headed in 2017? The bad news is that most experts think higher. The good news is, not much higher.

Mortgage Closing: What Happens At Your Signing

What happens at a mortgage closing? You sign documents making you responsible for a home loan. You pay closing costs. And yu get the keys to the kingdom.

Downpayment Options: From 0% Down To 20 Percent Or More

Today's low rates and mortgage programs empower home buyers to make a large or small downpayment, or opt out of one altogether.

What’s Rural? Surprising Areas Classified As “Rural” By The USDA Mortgage Program

The USDA Mortgage is available to those who buy homes in designated rural areas. But what exactly is rural? You might be surprised.

9 Ways To Keep Your Mortgage Payments Low

Home affordability depends on your mortgage payment. Here are several ways to keep your mortgage payment as low as possible.

Can An Assumable Home Loan Help You Sell Your House?

An assumable home loan can help sell your home faster, or get you a better price. This is especially true in a rising rate environment.

Zero-Down USDA Home Loans vs FHA vs Conventional 97

How do USDA loan costs compare to other loan types? It turns out these loans are some of the most affordable mortgages in the market today.

VA Loans: Surviving Spouses Also Get 100% Financing, Lower Rates

The VA mortgage has helped thousands of surviving spouses shore up finances and reduce homeownership costs.

“Real” Home Price Gains Might Be Much Lower Than You Think

Case-Shiller Index reports home values surpassed their 2006 best. But what is "real" home appreciation, and how does that affect buyers?

Are Mortgage Brokers Obsolete?

Do mortgage brokers still have a place in American real estate financing? Or did the housing crisis a few years ago make it clear they have outlived their usefulness?

March 2017 Mortgage Rates Forecast (FHA, VA, USDA, Conventional)

Mortgage rates will move based on key events in March. The Fed meeting, the Jobs Report, and President Trump's ever-forming policy will move markets this month.

Mortgage Rates Today, March 1, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bod price drop and rates increase. When the economy pulls back, interest rates tend to drop.

Is A Jumbo Mortgage Better Than A Conforming Home Loan?

Today's jumbo mortgage rates are similar to those of standard conforming loans. But, they come with a different set of rules. Will you qualify?

USDA Home Loans: Zero-Down Mortgages For Rural And Suburban Buyers

USDA home loans for rural home buyers are zero-down mortgages with flexible underwriting. Even buyers who have been turned down for other programs might qualify.

Mortgage Rates Today, February 28, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bod price drop and rates increase. When the economy pulls back, interest rates tend to drop.

Mortgage Down Payment: Giving Up Lattes Only Goes So Far

You don't have to give up your morning latte to save a mortgage down payment. Here are a few low-top-no mortgage down payment options to help you buy a house.

Is The Housing Market Finally Cooling?

Buyers are out in force, but the Pending Home Sales Index hints of a cooling market. What's going on? Analysis and market predictions.

FHA Home Loan: A Smart Choice When Rates Are Rising

The FHA home loan offers unique advantages when rates are rising. Assumability and the lack of risk-based pricing adjustments can help you buy a house you otherwise wouldn't qualify to finance.

ARM Indexes: Which One Is The Best?

ARM indexes tell you what can happen to your mortgage when its introductory period expires and the rate begins resetting. When shopping for a home loan, you want to pick the best combination of index, margin and caps.