Recent News

Read This Before Borrowing From Your 401(k) To Purchase A Home

When buying a home, 401(k) retirement plans can be used to fund your downpayment. How this choice affects your finances, and a review of your other options.

Should I Refinance? – Reduce Your Interest Rate With 2017’s Low Rates

"Should I refinance my mortgage?" An analytical look at reasons to refinance, plus how to lock today's mortgage rates with no closing costs.

Negotiating A Better Mortgage Rate For Your Home

Mortgage laws have changed which makes it harder to pit lenders against one another. When you're looking for the absolute lowest rate, how do you find it?

My Home Didn’t Appraise For Its Purchase Price. Now What?

What to do when you home fails to appraise for its purchase price, or when your home appraisal is turned down because of loan-to-value (LTV).

How To Avoid Paying Private Mortgage Insurance (PMI)

All about Private Mortgage Insurance (PMI) including how to get a mortgage that won't require it. Live rates from actual mortgage lenders.

Getting A Mortgage On A Second Home / Vacation Property

Home prices are rising. Buying a second home purchase might pay off, and give you a sure vacation spot. How to qualify for a second home mortgage.

Home Inspection: What Does A Home Inspector Do?

What does a home inspector do? Things you, the home buyer, need done. Find out what home inspectors do, why they do it, and what to expect from your home inspection.

How Much Mortgage Can I Qualify For?

How much mortgage can I qualify for? That's a question most homebuyers should ask before they go home shopping. Here's how to assess your home affordability.

Mortgage Rates Improve On Dismal Job Numbers

The May Non-Farm Payrolls report shows weakness in the economy. But is it enough to deter the Fed from its rate hike plans?

Mortgage Rates Today, June 2, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

Mortgage Rates Just Hit A Fresh 2017 Low: Freddie Mac

For the second week in a row, mortgage rates have dropped to their lowest levels of the year. It presents another opportunity for mortgage shoppers.

Buying A Home In A Seller’s Market

Buying a home can be extra challenging when you're in a seller's market and have to compete with others. Here's how to deal with the extra pressure and get the house you want.

Mortgage Rates Today, June 1, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

What Is Cash-Out Refinancing?

What is cash out refinancing? It's replacing your current home loan with a new, bigger one, and taking the difference in cash.

VA Mortgage Rates: Lowest For 36 Straight Months

It pays to be a veteran. Using VA Benefits and the G.I. Bill, military borrowers get access to lower rates than the general U.S. population.

Mortgage Rates Today, May 31, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

USDA Home Loan Buyers: Real Life Success Stories

The USDA home loan -- aka Rural Housing mortgage -- offers zero down financing to eligible homebuyers. See how the program helped this borrower become a homeowner.

June 2017 Mortgage Rates Forecast (FHA, VA, USDA, Conventional)

Mortgage rates are poised to move in June. The Fed is likely to raise rates and issue its own predictions for future hikes. Analysis and forecast.

Mortgage Rates Today, May 30, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

HomeReady® Mortgage: Real Life Success Stories

Fannie Mae's HomeReady program has helped thousands of unlikely buyers purchase homes. Why not you?