Recent News

Mortgage Rates Today, June 12, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

Fannie Mae Just Increased What You Can Borrow

Fannie Mae just loosened up its guidelines, allowing some applicants to borrow with a 50 percent debt-to-income ratio.

About The Federal Reserve, The FOMC, & The Fed Funds Rate

The Federal Reserve is the central banker of the USA. How "the Fed" works, what it actually does, and how it affects everyday U.S. mortgage rates.

Ten Percent Off: Consider Short Sale Homes

Short sale homes are still around and can represent a nice bargain. Learn about buying a short sale home here.

FHA Guidelines: All You Need To Know

FHA guidelines are very important -- to FHA underwriters. You don't need to know all 1,000 pages of FHA guidelines -- just these facts.

The Ultimate Guide to VA Loans and Benefits

Active duty military and veterans are eligible for benefits based on their service. This ultimate guide covers the financial side of those benefits.

Mortgage Rates Drop Ahead Of Comey Testimony

For the second week in a row, mortgage rates have dropped to their lowest levels of the year. It presents another opportunity for mortgage shoppers.

How A Mortgage Prequalification Letter Can Put Money In Your Pocket

The mortgage prequalification letter tells home sellers and their agents that you are serious about buying a home, and deserve a little respect.

Mortgage Rates Today, June 8, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

FHA Loan With 3.5% Down vs Conventional 97 With 3% Down

Comparing the FHA 3.5% downpayment program to the Conventional 97 program which requires 3% down. Analysis, plus complimentary mortgage rate quotes at near the lowest levels of all-time.

USDA Streamline Refinance Program: Now Available In All 50 States

The USDA has launched its own version of the streamlined refinance program, similar to HARP and the FHA Streamline Refinance. No credit scores, no appraisals, and very low mortgage rates.

Selling A Home: Meet Gen X and Gen Y (Your New Buyers)

If you're selling a home, it helps to know your market. Meet gen X and Gen Y, your buyers.

Mortgage Rates Today, June 7, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

New Rules In Effect For Self-Employed Mortgage Borrowers

Good news for the nation's 14-million self-employed workers -- mortgage lenders are making it easier to get approved for a purchase loan or home refinance.

Simple Mortgage Definitions : Loan-To-Value (LTV)

Learn how to calculate your loan-to-value (LTV) and see what mortgage programs may be available to you. Mortgage rates available, too.

What Does It Mean to Refinance Your Home?

What does it mean to refinance your home? It means replacing the mortgage you have with a better one -- a home loan that costs less or better meets your needs.

What To Look For In A Mortgage Company

You want the best mortgage company when you buy a home or refinance. But how can you tell a good mortgage company from a bad one? Find out here.

Mortgage Rates Today, June 6, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

How An FHA Appraisal Works

The FHA appraisal is a little more elaborate than the standard appraisal. That's because FHA loans are government-backed, and the government wants to make sure that the house you buy is safe and livable.

Mortgage Rates Today, June 5, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.