Recent News

Mortgage Commitment Letter: Nailing Down Your Financing

A mortgage commitment letter tells everyone involved in a home purchase that your lender is ready and willing to loan you what you need to buy your home.

Improve Your Property With An Energy Efficient Mortgage (EEM)

The Energy Efficient Mortgage is an add-on to your home purchase or refinance loan that allows you to finance energy-related home improvements.

Mortgage Rates Today, July 14, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

First-Time Home Buyers Guide: Buying With A New Job

As a first-time buyer, you may not have the work experience of a seasoned buyer, but that doesn't have to affect your ability to get mortgage loan-approved.

The 5-10 Properties Program Is For Investors With More Than 4 Properties Financed

Investor with more than 4 properties financed? Use Fannie Mae's standard 5-10 Properties Program. How to apply plus today's mortgage rates.

Mortgage Rates Break Winning Streak

Mortgage rates bumped up again this week, breaking a nearly 2-month journey below 4%. Is it time to capture still-low rates?

Millennial Homebuyers Returning To Homeownership For Good Reasons

Millennial homebuyers are finally becoming a force in real estate markets. Here's what you need to know about making the leap to homeownership as a young adult.

Mortgage Rates Today, July 13, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

Mortgage Rates Today, July 12, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

First-Time Home Buyers Guide: Getting A Mortgage When You Have No Credit

The FHA mortgage program doesn't require first-time home buyers to have credit history -- or even a credit score -- in order to get mortgage-approved.

Getting A Loan On A Manufactured Home

Manufactured home loans are a bit tougher to find in today's market. But they do exist, and financing terms might be simpler than you imagine.

The Effect Of A 680 FICO Score On Your Mortgage

When you're buying a home or refinancing one, good credit scores get you access to lower mortgage rates plus a wider selection of loan products.

Mortgage Rates Destined To Rise? Not According To Consumers, Says Study

Mortgage rates are poised to fall, say consumers. A record number of survey respondents are calling for lower rates, according to a new Fannie Mae Study.

How Much Cheaper Are Adjustable Mortgage Rates Than Fixed Rates In 2017?

ARM mortgage rates can make borrowing a little riskier for some borrowers because they can change over the life of the loan. But they can also save you a lot of money. And they are safer than you think.

Mortgage Rates Today, July 11, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

The Ultimate Guide to VA Loans and Benefits

Active duty military and veterans are eligible for benefits based on their service. This ultimate guide covers the financial side of those benefits.

Home Refinance: When Should You Consider It?

The home refinance can accomplish many goals for your family. But you have to make sure the timing and the mortgage product match your needs.

Warrantable & Non-Warrantable Condo Mortgage Rules Updated

Demand for condos is increasing nationwide and getting approved for a mortgage just got a little easier. How to qualify, plus access to today's rates.

Rising Mortgage Rates Affect Home Affordability, But Less Than You Think

Rising mortgage rates mean higher payments, and that impacts home affordability. But the relationship is more complicated than that, and the news may not be as bad as you think.

Mortgage Rates Today, July 10, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.