Recent News

How Mortgage Rates Connect To The Fed Funds Rate

The Fed adjourns from a 2-day meeting Wednesday. The group doesn't set mortgage rates but it can influence them. How this week's meeting could affect your refinance and purchase mortgage rate.

How The Fed Affects HELOC Rates

HELOC rates are often based on the Prime rate, which is directly affected by rates set by the Federal Reserve. Here's how you can save money on a HELOC, even when rates increase.

About The Federal Reserve, The FOMC, & The Fed Funds Rate

The Federal Reserve is the central banker of the USA. How "the Fed" works, what it actually does, and how it affects everyday U.S. mortgage rates.

How To Get Married And Buy A House

When you get married and buy a house, the rules are a little different. here's what you need to know when you get hitched and get a home.

Should You Get A Mortgage From A Credit Union?

Your credit union might offer a good deal on a mortgage when you buy or refinance. Or not. Here's what you need to know about credit union mortgages, and how to get the lowest rate no matter who provides your financing.

You Can Expect A Fed Rate Hike In March, Thanks To The Jobs Report

The February Non-Farm Payrolls report all but locked in a rate hike by the Federal Reserve in March. Should you lock your mortgage rate? Insight and analysis.

Mortgage Rates Today, March 10, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bondes price drop and rates increase. When the economy pulls back, interest rates tend to fall.

First Time Home Buyer : The Early-2017 Guide to Buying a Home

A step-by-step, non-biased walkthrough of today's home buying process. Read more, plus get access to today's live mortgage rates which are currently near their lowest of all-time.

First-Time Home Buyers Guide: Getting A Mortgage When You Have No Credit

The FHA mortgage program doesn't require first-time home buyers to have credit history -- or even a credit score -- in order to get mortgage-approved.

Today’s Mortgage Rates Pressured By The Fed, Hot Job Market

Current mortgage rates are rising on rate-unfriendly news. Will the change direction and go lower, or continue skyward? Prediction and analysis.

Mortgage Rates Today, March 9, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bondes price drop and rates increase. When the economy pulls back, interest rates tend to fall.

Refinance Your ARM To Another ARM?

If you have an adjustable rate mortgage that's about to reset, you're probably concerned. In a rising rate environment, ARM loan interest rates and payments can skyrocket. But you refinance your ARM to another ARM before that happens.

Study: Home Prices Are 33% Cheaper Than In 2006

A study reveals that homes are much more affordable than they were at the height of last decade's housing boom despite home value increases of late.

Young Homebuyers: What’s The Right Age To Buy A House?

Young homebuyers can get a head start on wealth-building by buying early. But there are disadvantages, too. Find out if buying a home when you're very young is the right choice for you.

Mortgage Rates Today, March 8, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bondes price drop and rates increase. When the economy pulls back, interest rates tend to fall.

How Do I Buy A Home Using a VA Mortgage With Part-Time Income?

VA mortgages offer low interest rates and flexible guidelines for buyers & refinancing households -- including those with part-time and supplemental income.

The 203K Is Today’s Home Improvement Loan

Buying a home that needs repairs? Don't have to sacrifice your downpayment cash just to make it work. More on the FHA 203K loan and how it can help you buy.

Shopping for a Mortgage — How Many Mortgage Quotes Do I Need?

Obtaining multiple mortgage quotes from competing lenders is a proven strategy for saving money when you finance a home. But how many quotes do you need to make sure that you get the best deal?

USDA Streamline Refinance Program: Now Available In All 50 States

The USDA has launched its own version of the streamlined refinance program, similar to HARP and the FHA Streamline Refinance. No credit scores, no appraisals, and very low mortgage rates.

Mortgage Rates Today, March 7, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bondes price drop and rates increase. When the economy pulls back, interest rates tend to fall.