Recent News

New Underwater Refinance Program Available October 2017

As the popular HARP program ends, FHFA will roll out a new program that will give more underwater homeowners the chance to refinance.

How Long Does It Take To Close A Mortgage?

The faster you can close on a mortgage, the lower your mortgage interest rate can be. Know the steps in a mortgage approval, and where you cut time and corners to get to closing quicker.

What Is A Mortgage Rate Lock?

Every mortgage borrower needs a mortgage rate lock. You can't close on a home without one. Advice on getting the best rate lock possible for your loan.

FHA Loan Requirements – What Do You Actually Know About FHA Mortgages?

FHA mortgages are popular among U.S. home buyers, but how much do you actually know about the program, which was started in 1934? Read up and learn more.

Slugging It Out In A Seller’s Market: How To Compete

In a seller's market, you have to be on your toes and ready to move quickly. Here's how to compete successfully.

Mortgage Rates Today, July 21, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

What Credit Score Do You Need For A Mortgage?

What minimum credit score do you need for a mortgage? The answer is 500 but not everyone will qualify. What to do when your FICO is lower than you hoped.

USDA Mortgages vs FHA: Which Is Better For First-Time Home Buyers?

Twenty-five percent of home buyers use FHA, but they could be overlooking the benefits of lesser-known USDA mortgage.

Interested Party Contributions: Getting The Home Seller To Pay Your Mortgage Closing Costs

"Seller concessions" allow a home buyer to have its mortgage closing costs paid by the home seller. Option available for FHA, VA, USDA, Conventional, and jumbo mortgages.

How The Mortgage Interest Tax Deduction Lowers Your Payment

The mortgage interest tax deduction is one of the most popular parts of the tax code, and it impacts millions of homeowners. Here's what you need to know about your potential savings.

Housing Starts Bounce Back in June, But Is It Enough?

New construction home building is showing signs of life. Still, home builders admit severe challenges to building, and demand outstrips supply.

Mortgage Rates Today, July 19, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

$65k In Student Loans: Should You Take Out A Second Mortgage?

Sometimes, you should take a second mortgage to repay student loans. Here's how to decide.

More Bang, Less Buck: Home Improvements With Highest Payoff In 2017

One of the top reasons for making home improvements is adding value to your property. Here's what you can do to add maximum home equity for your money.

Mortgage Rates Today, July 18, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

Home Equity And HELOC: Refinance Or Combine

A HELOC refinance involves many factors. Here's a rundown on all your options when your HELOC rate increases.

Mortgage Rates Today, July 17, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

Home Prices: How To Get The Best Deal On A Flip

Home prices are rising as demand for housing outstrips demand. You may be able to take advantage of this demand if you play it smart and follow these tips.

Marriage Equality Fuels Rise In LGBT Mortgage Applicants & Homeowners

Marriage equality has changed the way LGBT couples get mortgages. While there is no such thing as an LGBT mortgage, couples should consider these factors when applying for a mortgage.

Best Mortgage Lender: Hiding In Plain Sight

How to find the best mortgage lender?