Posted 11/16/2017

Today’s Mortgage Rates Analysis

Gina Pogol

The Mortgage Reports Contributor

What’s Impacting Today’s Rates?

For an in-depth look at today’s mortgage rates, see our daily rate update at:

TheMortgageReports.com/today

As a mortgage rate shopper, it’s important to know when today’s rates are changing. This is because, when mortgage rates change, mortgage lenders will not honor rate quotes which have not been previously “locked”.

To lock today’s mortgage rates, then, be sure to commit with your lender before current rates begin to move. Whether you’re trying to lock a purchase or a refinance loan, the market waits for no one.

Verify your new rate (May 21st, 2018)

About Today’s Mortgage Rates Analysis

Mortgage-backed securities (MBS) prices are inversely related to today’s mortgage rates. When bond prices rise, mortgage rates sink. In general, a twenty-five basis point change in MBS pricing — up or down — leads to a 0.125 percentage point change in mortgage rates.

Mortgage rates change all day, every day. The mortgage rates you get from your bank “now” won’t be the same rates you get from your bank in an hour. Be smart when you shop. Compare multiple lenders and get your best deal.

Get today’s real-time mortgage rates now. Your social security number is not required to get started, and all quotes come with instant access to your live credit scores.

Verify your new rate (May 21st, 2018)

Gina Pogol

The Mortgage Reports Contributor

Gina Pogol writes about personal finance, credit, mortgages and real estate. She loves helping consumers understand complex and intimidating topics. She can be reached on Twitter at @GinaPogol.

The information contained on The Mortgage Reports website is for informational purposes only and is not an advertisement for products offered by Full Beaker. The views and opinions expressed herein are those of the author and do not reflect the policy or position of Full Beaker, its officers, parent, or affiliates.

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2018 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)