How to refinance to pay off a mortgage faster
September 18, 2018
Many homeowners refinance for lower payments or interest rates. Here’s what you need to know about your options and some pitfalls.
Do bi-weekly mortgage programs pay your mortgage down faster?
September 18, 2018
About the bi-weekly mortgage payment program, and whether it’s an effective way to own your home faster. Analysis, plus today’s live mortgage rates.
Mortgage rates today, September 18, 2018, plus lock recommendations
September 18, 2018
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.
Mortgage rates today, September 18, 2018, plus lock recommendations
September 17, 2018
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.
10 cities people hate to leave (and 10 you might want to avoid)
September 17, 2018
When you buy a house, plan to stay awhile. That’s easier to do if you choose one of the top ten cities, and avoid the ones everyone wants to leave.
3 questions to ask when you’re considering an adjustable-rate mortgage (ARM)
September 17, 2018
Choosing an adjustable-rate mortgage (ARM) instead of fixed-rate loan can be a great way to save money on your loan. But, is it really your best choice?
Homebuyers: How does your financial literacy measure up?
September 17, 2018
If you fall in line with the findings of a recent financial literacy study, you may want to consider studying up before buying a home. According to the data, a large chunk of Americans aren’t familiar with some of the most basic financial terms — many of which play a big role in both buying and owning a home.
How long does it take to sell a home?
September 16, 2018
How long does it take to sell a home? That depends on several factors. And you can control some of them.
Cash-out refinance for renovation: Increase your home equity
September 15, 2018
Considering a cash-out refinance for renovation? Here’s what you need to know about options for financing home improvements.
100 percent VA mortgage for investment property: It’s possible
September 14, 2018
It’s possible to use a VA mortgage for investment property when you purchase a multi-unit home (duplex, tri-plex or four-plex) and live in one unit. That’s a great way to cover your housing costs and build wealth.
Mortgage rates today, September 14, 2018, plus lock recommendations
September 14, 2018
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.
How To Avoid Paying Private Mortgage Insurance (PMI)
September 13, 2018
All about Private Mortgage Insurance (PMI) including how to get a mortgage that won’t require it. Live rates from actual mortgage lenders.
Multifamily homes: Make your house pay for itself
September 13, 2018
Multifamily homes can put a roof over your head and generate income as well. What’s not to like about this great investment option?
Types of home loans: How do I choose the right home loan?
September 13, 2018
When shopping for a mortgage, you’ll choose a product from several types of home loans. Here are the drawbacks and advantages of each typ of mortgage, and how to choose your next mortgage.
Mortgage rates today, September 13, 2018, plus lock recommendations
September 13, 2018
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.
The top spots for Generation Z home buyers
September 13, 2018
It looks like the suburbs are getting a serious dose of growth in the coming years. According to a new analysis, a whopping 60 percent of Generation Z prefer suburban living — and 83 percent of that cohort plans to buy a home in the next five years.
No, you don’t need 20 percent down or even close to it
September 12, 2018
Down payment notions from decades past no longer apply. Home buyers have access to new options that are changing the way people finance homes.
Conventional loan home buying guide for 2018
September 12, 2018
More than 60% of home buyers use a conventional loan; it’s not hard to see why. Low rates and three-percent-down options are fueling the loan’s popularity.
Low credit score? Don’t count home buying out just yet — in these five towns, at least
September 12, 2018
Credit definitely plays a huge role in someone’s ability to get a mortgage, but according to a new study, location does, too. In fact, in some cities, an overwhelming share of home buyers have a credit score of 649 or less.
Mortgage rates today, September 12, 2018, plus lock recommendations
September 12, 2018
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.
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What is a USDA Loan? Eligibility, rates & advantages for 2018
The USDA Rural Housing mortgage allows 100% financing and is available in most parts of the country. Review qualifications and get rates.
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2018 USDA Loan Income Limits & USDA Eligibility Check
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FHA loans: The mortgage first-time home buyers love [Infographic]
Along with low mortgage rates and other great traits, FHA loans are assumable. You could sell your home 5 years from now and offer the buyer today's low rates.
Minimum FHA credit score requirement is 500, but can you actually get a loan?
Credit score requirements are dropping for the FHA mortgage. Analysis and effect on U.S. home buyers, plus today's live FHA mortgage rates.
First-Time Home Buyers Guide: Buying With Student Loans And Debt
First-time home buyers often carry student loans, which can make saving for a down payment difficult. There are lots of "first-time" loan programs to help.
Mortgage after bankruptcy: How soon can you buy a home?
Getting approved for a new mortgage after bankruptcy can happen in as little as one year.
FHA 203k loan – rehab loan benefits, and some downsides
The FHA 203k loan is a "home construction" loan available in all 50 states. The major benefits, plus some things to watch out for.
Myth: You need a 20 percent down payment to buy a home
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FHA Loan With 3.5% Down vs Conventional 97 With 3% Down
Comparing the FHA 3.5% downpayment program to the Conventional 97 program which requires 3% down. Analysis, plus complimentary mortgage rate quotes at near the lowest levels of all-time.
FHA Streamline Refinance Chart, Guidelines, Rates, & Refunds
Are you FHA Streamline Refinance eligible? Use this easy-to-follow format. Updated for newest changes to FHA MIP. Today's FHA rate quotes available.
Getting a mortgage on a second home / vacation property
Home prices are rising. Buying a second home purchase might pay off, and give you a sure vacation spot. How to qualify for a second home mortgage.
How long does it take to close on a house?
The faster you can close on a mortgage, the lower your mortgage interest rate can be. Know the steps in a mortgage approval, and where you cut time and corners to get to closing quicker.
Read this before you borrow from your 401(k) to purchase a home
When buying a home, you may borrow from your 401(k) retirement plan for your down payment. But it is not always the right choice.
Warrantable & non-warrantable condo mortgage rules updated
Demand for condos is increasing nationwide and getting approved for a mortgage just got a little easier. How to qualify, plus access to today's rates.
Conventional loan home buying guide for 2018
More than 60% of home buyers use a conventional loan; it's not hard to see why. Low rates and three-percent-down options are fueling the loan's popularity.