Home Loan News and Advice from Experts You Can Trust

Home equity is up and rates are down. But homeowners refuse to tap into equity for major financial goals like a college education or home improvements. Is that a mistake?

Higher degrees generally come with higher incomes, but it turns out they’re not a requirement for buying a home. In fact, according to a new analysis, a high school degree offers enough income to afford a home in nearly three-quarters of the country’s biggest cities.

Viewing today’s mortgage rates in context Mortgage rates are near historic lows, but maybe you’ve heard that nagging voice, the one which says “wait just a little longer. Rates can […]

Confidence in the housing market remains near an all-time high. According to new data, consumers are especially optimistic about mortgage rates and home prices.

Home prices are high but there’s hope for home buyers. Falling rates should make homeownership more affordable as the Fed seeks to cut rates in 2019.

Housing might be looking up, but that doesn’t mean today’s homebuyers have it easy — especially not first-timers. In fact, according to new data, more than half of first-time homebuyers have been searching for six months or more to find that dream house.

How long does it take to get pre-approved for your mortgage? Not as long as you think, if you start with a folder and have fun with some paper airplanes.

Nearly one in two homeowners is planning to renovate in the next two years. Though HELOCs offer a good source of funding for these projects, according to a new survey, many homeowners don’t even know what these financial products are.

The FHA mortgage program doesn’t require first-time home buyers to have credit history — or even a credit score — in order to get mortgage-approved.