Recent News

New Home Sales Post Surprising Spring Loss

New construction home sales cooled off in April, in what should have been a red-hot spring month. But, sales still match high 2016 levels.

First-Time Home Buyer’s Guide: Making A Downpayment

This post discusses down payments; and, is part of a four-part series meant to help first-time home buyers buy their first home, and get approved for their first mortgage.

First-Time Home Buyers Only Put 6% Down, On Average

In today's market, large downpayments are optional. Here are six popular programs that are helping buyers get into a home with very little upfront expense.

Mortgage Rates Today, May 23, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

First-Time Home Buyers Guide: What Is A USDA Mortgage?

First-time home buyers have access to wide number of low- and no-downpayment mortgage loans. The 100% USDA loan is among the most aggressive programs available.

Today’s Mortgage Rates Analysis

Current mortgage rates and mortgage market movement. Today's mortgage rates and mortgage news. Live rate quotes available. News and data provided by MBSQuoteline, a real-time mortgage market data service available to loan officers, real estate agents, and other finance professionals.

New House, New Headache! How To Avoid New Construction Problems

New construction has advantages and drawbacks. You'll probably need to be a lot more involved in the process, so make sure that you're willing to do this before choosing a new home built just for you.

Mortgage Rates Today, May 22, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

Townhomes, Condos, Co-ops And More: Property Type Affects Mortgage Approval

If you buy a condominium, townhome, or co-op, the property type affects yoyr mortgage approval.

How To Get A Mortgage If You’re Newly Self-Employed

Lenders don't always require two years of tax returns to approved self-employed mortgage applicants. Know these strategies, and get an approval.

Will Cash Out Refinance Rates Remain Near Historic Lows?

Cash out refinance rates are as unpredictable as all other mortgage rates. But most experts expect them to eventually go up. So if you're considering a cash out refinance, now is probably a good time to pull it off.

The Buy-And-Rehab Strategy Nets Home Buyers Serious Equity

Most buyers want a move-in-ready home. But those who don't mind medium-sized repairs can build equity quickly. The FHA 203k loan can help.

“Tappable” Home Equity Hits $4.7 Trillion; Homeowners Flock To Cash Out Refinance Loans

Home equity in the U.S. is soaring. Home values are rising, but homeowners are unsure if they should get a cash out refinance. Analysis and advice.

Mortgage Rates Today, May 19, 2017, Plus Lock Recommendations

Has the turmoil in the White House affected your rate? Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

4 Ways To Get A Better Mortgage Rate Quote

Today's mortgage rates are low. Plus, with even just a tiny bit of preparation, you can get your lender to quote you even lower.

Buying A House Without A Lot Of Cash

Today's mortgage programs have reduced the amount of money you need to buy a home. Here's how much you will likely pay in upfront home-buying costs.

Mortgage Shopping With A 640 Credit Score? You Have Options

Can you get a mortgage with a 640 credit score? Yes, if you follow these guidelines and choose the right mortgage lender.

VA Cash Out Refinance Guidelines & Requirements For 2017, Plus VA Mortgage Rates

The VA cash out refinance is an often-overlooked but powerful program for U.S. military veterans who want to tap into home equity or pay off a non-VA loan.

Mortgage Rates Today, May 19, 2017, Plus Lock Recommendations

Has the turmoil in the White House affected your rate? Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

Mortgage Credit Report: Lenders Accept Non-Traditional Credit

If your mortgage credit report has limited data, don't despair. Mortgage lenders are much more accepting of non-traditional credit today.