Recent News

Housing & Mortgage Trends: Buying A Home Won’t Get Easier

Buying a home will probably get harder in the next few years, especially for first-timers. Most experts anticipate that rates will rise, and home prices are already doing so.

What To Expect After Your Mortgage Closing

What happens at your mortgage closing? And after your mortgage closing? Find out what you should do to make everything go smoothly.

Strong Buyer Demand Can’t Budge New Home Sales

New-construction home sales inched up in June, but could have been much higher if buyers could find more new homes to buy.

Mortgage Rates Today, July 27, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

Today’s Mortgage Rates Analysis

Current mortgage rates and mortgage market movement. Today's mortgage rates and mortgage news. Live rate quotes available. News and data provided by MBSQuoteline, a real-time mortgage market data service available to loan officers, real estate agents, and other finance professionals.

Fed Admits Inflation Is Low; Mortgage Rates Fall

The Federal Reserve maintained its benchmark rate at its July meeting, but the group reiterated concern about low inflation, helping mortgage rates.

Mortgage Rates Today, July 26, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

HomeReady™ Mortgage: Updated Eligibility, Rates, & Mortgage Guidelines

Easy-to-read HomeReady™ home loan guidelines with current mortgage rates attached. Use income from relatives & non-relatives to get approved for a mortgage.

VA Streamline Refinance: About The VA IRRRL Mortgage Program & VA Mortgage Rates

Full details about the VA mortgage loan program including comprehensive Q&A, the VA Streamline Refinance (IRRRL), and today's VA mortgage rates which are near their lowest of all-time.

“New School” House Hunting: Buy A House Online

Today's technology makes it easy to buy a house online. Here's how to do more with less time, and avoid the pitfalls.

Millennial Homebuyers Are Not Unicorns: Here’s Why

Millennial homebuyers are not as rare as the media would have you think. You, too, can break into home buying with the right preparation.

Mortgage Rates Today, July 25, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

How The Fed Affects HELOC Rates

HELOC rates are often based on the Prime rate, which is directly affected by rates set by the Federal Reserve. Here's how you can save money on a HELOC, even when rates increase.

How Mortgage Rates Connect To The Fed Funds Rate

The Fed adjourns from a 2-day meeting Wednesday. The group doesn't set mortgage rates but it can influence them. How this week's meeting could affect your refinance and purchase mortgage rate.

About The Federal Reserve, The FOMC, & The Fed Funds Rate

The Federal Reserve is the central banker of the USA. How "the Fed" works, what it actually does, and how it affects everyday U.S. mortgage rates.

Low Down Payment Mortgage Options You’ve Never Heard Of

Banks keep creating their own ultra-lenient loan programs that are turning tens of thousands of renters into owners this year.

Mortgage Rates Today, July 24, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

FHA Income & Debt Rules Affect Approvals

The FHA changed how it treats overtime income, part-time income, and gift funds; and, also how it treats student debt and loans for cars. This is big news for buyers of homes.

How Do Lenders Know If You Borrow Your Down Payment?

How do mortgage lenders know if you borrow your down payment? They have their ways. Here's how to get your funds together the right way and get approved for your loan.

$10,000 Medical Collection: Can I Qualify For A Mortgage?

Can you qualify for a mortgage with (big) medical collections? Sometimes, because medical collections are different than other accounts.