Recent News

Mortgage Qualifying For Part-Time Workers

Home buyers can qualify for a mortgage even without a full-time position. Part-time workers with one or two jobs can apply and receive a mortgage approval.

Divorce And Mortgage : Your Options When Separating

There are time-proven ways to handle your mortgage during a divorce. These options will help both parties to come to a mutually-agreeable solution.

Buying A House Without A Lot Of Cash

Today's mortgage programs have reduced the amount of money you need to buy a home. Here's how much you will likely pay in upfront home-buying costs.

Downpayment Options: From 0% Down To 20 Percent Or More

Today's low rates and mortgage programs empower home buyers to make a large or small downpayment, or opt out of one altogether.

Today’s Mortgage Rates Analysis

Current mortgage rates and mortgage market movement. Today's mortgage rates and mortgage news. Live rate quotes available. News and data provided by MBSQuoteline, a real-time mortgage market data service available to loan officers, real estate agents, and other finance professionals.

How Much House Can I Afford, Comfortably?

Finding out how much house you can qualify for is the first step. It could be even more important to determine your mortgage payment comfort level.

Safely Make A Big Purchase When Buying a House

Making a major purchase can affect your mortgage qualification status. But there are a few smart ways to make big purchases while buying a home.

Freddie Mac: Mortgage Rates Pull Back From 33-Month High

30-year mortgage rates descend from 2.5-year highs. Consumers are now looking at 15-year fixed and 5-year ARM loans for rates in the 3s.

Why The Housing Market Is Still Favorable For Homebuyers—Despite Fed Rate Hikes

With rates hovering near historical lows, the past several years it’s natural that we’ve come to expect rates near or below 4 percent. But slightly higher rates won't price out most home buyers. Rates are still half their historical average.

Guide To Buying A Home: Young Families

If you’re like many Millennials, especially those with young families, you may be gun-shy about entering the housing market. That's understandable, but having a growing family may be the push you need.

Consumers Underestimate How Quickly Home Values Rise

Home prices are rising twice as fast as consumers think they are. Lack of awareness could be costing home buyers thousands each year they delay their purchase.

Good Neighbor Next Door Homebuyer Success Stories: Real People Made It Work

The Good Neighbor Next Door is a HUD program that allows teachers, nurses and first responders to buy ha;f-priced homes. Dow payments can be as low as $100.

3-In-5 Consumers Now Predict Higher Mortgage Rates In 2017

A recent Fannie Mae survey shows a changing mindset among U.S. consumers. Now, they predict rising mortgage rates next year.

4 Types Of Mortgage Companies: Which Will Give You The “Best Deal”?

Don't just compare rates and fees when shopping for a mortgage loan. For instance, some types of mortgage companies can get you approved when another can't.

FHA Insurance Drops! But Will FHA Mortgage Fees Fall Even Further?

FHA insurance premiums have fallen from .85 percent for most people to .60 percent. That's a nice chunck of change, but it may not be the last reduction we see.

ARM Mortgage in 2017: No Longer The Wallflowers

96% of mortgage shoppers opt for a fixed-rate mortgage. But that could change as interest rates rise and homeowners want very low mortgage rates provided by an ARM mortgage.

VA Cash Out Refinance Guidelines, Requirements, And Mortgage Rates

The VA cash out refinance is an often-overlooked but powerful program for U.S. military veterans who want to tap into home equity or pay off a non-VA loan.

Should You Pay Off A Mortgage Just Because You Can?

If you have the cash, it seems obvious that you should pay off a mortgage. But, there may be better things to do with the money other than becoming mortgage-free

5/1 ARM OR 15 Year Fixed? What’s Better In 2017?

When mortgage rates are on the increase, should you choose a 5/1 ARM (adjustable rate mortgage) or a 15-year fixed-rate loan? Both have advantages and drawbacks you should consider.

Buying A House: How To Deal With Tough Competition

Buying a house in a hot market requires a cool head. Consequently, would-be buyers must be prepared to act fast and pursue effective strategies to win their desired dwelling.